- Coronavirus FAQ's
- How we're supporting you during coronavirus
- health.com.au with Kieser
- The value of private health insurance in a pandemic
- Adding or removing people from your account
- Authorising another person on your cover
- Cover review
- How do I check my limits?
- Pre-existing conditions
- Suspending your cover
- Updating your details
- What am I covered for?
- Waiting periods explained
- Private health insurance reforms
- Gap in cover
- Emergency Department Fees
- Going to Hospital
- Hospital Added Costs
- Insulin Pumps
- IVF & assisted reproductive services
- LHC exemptions
- Public vs. Private
- Restrictions & Exclusions
- Understanding out of pockets
- What is an excess?
- What is LHC?
- What is the MBS?
- Where does Medicare fit in?
- Transcranial Magnetic Stimulation (TMS) Pilot
- Annual premium review
- Can I lock in my premium?
- I can’t use my cover like I used to...
- What if my cover is currently suspended?
- Where do my premiums go?
- Why does my premium change every year?
- Why does my premium change, if I rarely make claims?
- Why is my price change different to the national average percentage?
- 3 ways to save money on your health insurance.
How do I check my limits?
An annual limit is the maximum amount of benefits that can be claimed for a particular Extras service or group of Extras services within a calendar year.
Only the amount actually paid to your health care provider by health.com.au comes off your annual limit.
Here’s an example. Let’s say your dentist charges $100 for a professional clean. On your specific cover (which can vary, depending on what cover you have with us!) we cover 65% of the fee - which, crazily enough, is $65. Your overall dental limit is $600. The $65 is deducted your annual limits, which leaves $535 remaining on your annual limit. Simple!
To check your annual limits, follow the below steps:
- Login to your cover through our website
- Click on "my claims"
- Click on 'limits usage"
- Drop down option for what "person and service" you wish to check
- Click "display"
Login to check it out, and make sure you know exactly where you are. Any questions, do let us know.