How does extras cover work?

Extras cover helps with the cost of services generally not covered by Medicare and focuses on keeping you healthy. Extras include things like dental, glasses, physiotherapy and a range of other services.

Our extras policies vary with types of services as well as the percentage you get back from 50%, 60%, 65%, or even up to 75% of the fee charged by your provider as a benefit.

Here's the full list of extras categories that you can be covered for:

  • Dental
  • Optical
  • Physiotherapy, Chiropractic and Osteopathy
  • Natural Therapies including acupuncture and myotherapy
  • Remedial Massage
  • Travel Vaccines
  • Non PBS prescription medications including travel vaccinations
  • Health Maintenance
  • Psychology
  • Occupational Therapy
  • Speech therapy
  • Dietetics
  • Eye Therapy
  • Health Screening
  • Health Appliances
  • Ambulance 

Benefits are paid once waiting periods have been served up to an annual cap, which applies over a calendar year and varies by cover. Your benefits will reset as of January 1st each year.

The easiest way to submit a claim is via our contact form below. 

Keen for some further reading? See How extras claiming works.