Forms

A pre-existing condition is an ailment, illness or condition where the signs or symptoms existed and would have been evident to you or a medical practitioner during the six months prior to joining private health insurance.

The decision of whether or not your condition is pre existing is made by an independent medical referee appointed by health.com.au, once they have reviewed all the information provided by your GP and Specialist.

A new policy holder with a pre-existing condition will have to wait 12 months before they can be covered for the services in question. This also applies to any new services you add when upgrading an existing cover.

Please keep in mind the below form is to be filled out by your GP and Specialist. 

Medical Practitioner Certificate form