- How we're supporting you during coronavirus
- Adding or removing people from your account
- Authorising another person on your cover
- Cover review
- How do I check my limits?
- Pre-existing conditions
- Suspending your cover
- Updating your details
- What am I covered for?
- Waiting periods explained
- Private health insurance reforms
- Gap in cover
- Emergency Department Fees
- Going to Hospital
- Hospital Added Costs
- Insulin Pumps
- IVF & assisted reproductive services
- LHC exemptions
- Public vs. Private
- Restrictions & Exclusions
- Understanding out of pockets
- What is an excess?
- What is LHC?
- What is the MBS?
- Where does Medicare fit in?
- Transcranial Magnetic Stimulation (TMS) Pilot
Medical Practitioner Certificate Form
A pre-existing condition is an ailment, illness or condition where the signs or symptoms existed and would have been evident to you or a medical practitioner during the six months prior to joining private health insurance.
The decision of whether or not your condition is pre existing is made by an independent medical referee appointed by health.com.au, once they have reviewed all the information provided by your GP and Specialist.
A new policy holder with a pre-existing condition will have to wait 12 months before they can be covered for the services in question. This also applies to any new services you add when upgrading an existing cover.
Please keep in mind the below form is to be filled out by your GP and Specialist.