IVF & assisted reproductive services

Our High hospital policies include benefits for assisted reproductive services, including in-vitro fertilisation (IVF).
 
The IVF treatment you receive in hospital as an inpatient and as a private patient can be claimed. Like any medical service, the fees charged by your specialist for treatment you receive outside of hospital can only be claimed through Medicare.

What are the waiting periods for IVF claims?

When you join health.com.au or upgrade your cover, a 12 month pregnancy related waiting period applies. You will not be able to make any IVF claims in the first 12 months.
 
Whenever someone takes out health insurance for the first time, or they upgrade their level of cover, waiting periods are applied in order to prevent customers from taking out an appropriate level insurance only when they need to use it.
 
If you've had the discussion and made the decision to start a family, first of all, congrats! You should then review your health.com.au cover, and make sure you're covered for pregnancy related services and IVF related services, making sure you have the right coverage.